In what ways are special needs defined? The term special needs refer to those with learning difficulties, behavioral or emotional problems, or physical disabilities requiring specialized education. For example, individuals with autism, ADHD, Asperger syndrome, Down syndrome, dyscalculia,…
When looking at their child’s future care, parents of special needs children have unique responsibilities. Funding a special needs trust (SNT) with life insurance is one of the most important things you can do to provide additional monies…
Wills are legally bound directives that state who will receive your property upon your death and are an essential component of a comprehensive estate plan. If you die without one (intestate), the state will distribute your assets and…
Due to an anticipated decrease in the federal estate tax exemption allowance, it may be time to rethink how you plan to pass generational wealth to your heirs. Senate Democrats are proposing to lower the current estate tax…
Countless people are struggling with substance abuse, living on the streets, or suffering from mental disabilities – or all three. Many families want to assist family members struggling like that, but families are unsure how to offer that…
In most families, there can be no getting around sibling rivalry. Depending on your particular family members and the dynamic between them, old rivalries from the past can become more significant when a parent passes. Adult children who…
A person who cannot work because of a severe medical condition may qualify for free health insurance and monthly benefits from the US government. About twenty million disabled Americans currently receive assistance from the Social Security Administration (SSA)…
Our world is filled with unpleasant news that makes us feel stressed. We also feel stress from injuries and illness. Chronic pain can be especially stressful. So finding ways to release and cope with pain and stress help…
As the COVID-19 pandemic has intensified in the US, people are more aware than ever of the need for a will, a living trust, or other estate planning documents. Still, this knowledge is not translating into estate planning…
As far as estate planning and elder law are concerned, they serve different functions with some overlap, yet they are both equally important to protect you and your family. The two terms tend to go hand in hand,…